Free, private and settlement-aware

Free bet calculator for returns, each-way bets and accas

Calculate potential winnings or reproduce a settled single, accumulator or system bet. Enter fractional or decimal odds, include each-way terms and mark void, placed, winning or losing selections.

17free calculators
17 toolsPurpose-built calculationsNo sign-upFigures stay on your deviceFully explainedGuides, assumptions and limits
Calculator switchboard

Switch tools

Choose a calculation and move straight to the interactive tool.

Swipe to see every calculator
Complete settlement tool

Bet calculator

Calculate potential winnings or settle a completed single, multiple or system bet.

Calculated on your device
1. Choose a bet typeOne bet containing four to ten selections.
Odds format

The stake is applied to every line. For an each-way bet, the same stake is applied to both the win and place parts.

2. Add odds and resultsUse the result column to check a settled bet.
SelectionOddsResultRemove
1
/
2
/
3
/
4
/
More free tools

Specialist calculators

Check conversions and common settlement adjustments separately.

Decimal odds3.50

Implied probability 28.6%

Choose by settlement

Which bet calculator do you need?

Start with the complete calculator for ordinary returns. Use a focused calculator when a bookmaker rule changes the arithmetic.

Comparison of BetOwl return and settlement calculators
CalculatorReturnsEach-wayVoid legsDead heatRule 4Best for
Complete bet calculatorYesYesYesNoNo12 bet types
Each-way bet calculatorYesYesNoNoNoSingle
Each-way accumulatorYesYesYesNoNoAcca
Heinz calculatorYesYesYesNoNo57 lines
Dead-heat calculatorYesYesNoYesNoSingle
Rule 4 calculatorYesNoNoNoYesSingle

Bookmaker bonuses, concessions, maximum payouts and market-specific rules can alter the final settlement. Keep the accepted bet receipt and compare the result with the operator's published rules.

Quick answers

Bet returns explained before you calculate

These are the four common jobs covered by the hub. Each has one clear destination, which keeps the broad calculator separate from focused settlement tools.

Bet calculator

How do I calculate a bet return?

Enter the stake per line, choose the bet structure and add the accepted odds. The complete calculator shows the total outlay, gross return and profit or loss, so the returned stake is not mistaken for profit.

Calculate a bet return
Acca calculator

How are accumulator returns calculated?

Decimal prices are multiplied together, then multiplied by the stake. A void leg is normally treated as decimal odds of 1.00, while a losing active leg makes the acca return zero.

Calculate an accumulator
Each-way calculator

How much does an each-way bet cost?

Each-way creates equal win and place bets, so the displayed unit stake is charged twice. Place returns use the entered place fraction and the accepted odds.

Open the each-way calculator
System bet calculator

How many lines are in a Yankee or Lucky 15?

A Yankee has 11 multiple lines. A Lucky 15 adds four singles for 15 lines. The complete calculator also settles Trixies, Patents, Canadians, Lucky 31s, Heinz bets and Lucky 63s.

Compare Yankee and Lucky 15
Interactive toolkit

Choose the calculation you need

Every tool is free, works without an account and includes a plain-English guide to the result.

Showing 17 tools

Market analysisNew

Odds converter

Convert fractional, decimal and American odds, then see implied probability and return.

Open tool
ReturnsNew

Asian handicap calculator

Settle whole, half and quarter lines from the selected team's final score.

Open tool
ReturnsNew

Heinz bet calculator

Settle all 57 lines, including each-way terms, losses and void selections.

Open tool
StrategyNew

Bankroll and unit size

Compare flat, percentage and capped fractional Kelly stake calculations.

Open tool
StrategyNew

Dutching calculator

Split one total stake across mutually exclusive outcomes to target an equal gross return.

Open tool
Racing

Each-way bet calculator

Check both bet parts, the place fraction and the overall profit or loss.

Open tool
Racing

Rule 4 calculator

Apply a stated non-runner deduction to profit while keeping the returned stake separate.

Open tool
Racing

Dead-heat calculator

Check a win or place return when tied selections share qualifying positions.

Open tool
Returns

Each-way accumulator

Settle the separate win and place multiples, including placed and void legs.

Open tool
Strategy

Cash-out value

Compare an offer with a probability-weighted benchmark based on your estimate.

Open tool
Strategy

Accumulator vs bet builder

Compare fair odds and expected value while accounting for selection correlation.

Open tool
Understand the outlay

How system bets are built

A system bet combines several smaller bets. The number of lines determines the total stake and the number of different ways a return may be produced.

BetSelectionsWhat it containsLines
Trixie33 doubles and 1 treble4
Patent33 singles, 3 doubles and 1 treble7
Yankee46 doubles, 4 trebles and 1 fourfold11
Lucky 154A Yankee plus 4 singles15
Canadian5All multiples from doubles to the fivefold26
Lucky 315A Canadian plus 5 singles31
Heinz6All multiples from doubles to the sixfold57
Lucky 636A Heinz plus 6 singles63
Useful details

Bet calculator questions

Is the stake entered per line?

Yes. The calculator applies the entered stake to every betting line. A £1 Lucky 15 has 15 lines and therefore costs £15 as a win-only bet.

Why does an each-way bet cost twice as much?

Each-way creates two parts: one win bet and one place bet. A £1 each-way selection therefore costs £2, while a £1 each-way Lucky 15 costs £30.

What happens when a selection is void?

A void selection is settled at decimal odds of 1.00. In a multiple, the remaining selections continue and the bet effectively reduces by one leg.

Are bookmaker bonuses included?

No. The calculator excludes bookmaker-specific bonuses, concessions, deductions and maximum-payout rules because terms vary between operators.

18+

A calculator cannot make a risky bet safe.

Use these tools to understand a market, not to justify increasing a stake. Set limits before betting and never chase losses.

Get safer gambling support →